What is Covered?

Package plans are the most popular type of travel insurance. They are designed specifically for a single trip. They are ideal for cruises, tours, air trips, vacation home rentals, whether foreign, domestic, or for leisure or business travel.

This type of plan is pre-bundled by the insurance company and provides a wide range of travel coverage such as:

• trip cancellation
  This policy generally provides for reimbursement of non-refundable fees that you've paid if you can not go on the trip due to a covered reason.
  
  
• trip interruption
  Alhought it has very similar coverage to trip cancellation, this applies only to post-departure problems. It generally provides for reimbursement of non-refundable fees that you've paid if you are interrupted on your trip due to a covered reason and which are unused at the point of interruption, plus reimbursement for airfare to return home.
  
  
• travel delay
  It usually covers additional living expenses incurred if your trip is delayed for specific reason. Coverage is generally limited to a maximum daily amount and an overall limit.
  
  
• baggage delay
  It provides reimbursement for the purchase of emergency personal effects because your baggage was delayed at your trip's destination due to one of the specific reasons stated in the policy.
  
  
• emergency evacuation
  This coverage is designed to evacuate a seriously ill or injured client to the nearest medical facility and, in some cases, then back home.
  
  
• medical expense
  Medical travel plans are specifically designed to provide medical coverage while you are on your trip.
  
  
• accidental death
  This provides a variety of coverage if you or a family member die on the trip.
  
  
• flight accidental death
  Flight cccident plans include a limited form of accidental death coverage providing protection while you are on a scheduled flight of an airline.